Сделать домашней|Добавить в избранное
 

Многопользовательский новостной движок,
предназначенный для организации собственных
СМИ и блогов в интернете.

 
» » » The question, however, arises...
на правах рекламы

The question, however, arises...

Автор: olegj от 11-05-2013, 06:46

The question, however, arises...

The question, however, arises usually on another occasion. Where it is profitable to take the credit? How not to miscalculate and take out a loan on better terms, and even with a minimum interest rate? And, of course, would like to know the amount of the fee for each month to determine the optimal payment schedule, choose the method of repayment such as to avoid overpayment.

It is important to note that the bank usually tries to give credit to the customer at favorable to it (the bank) conditions. For example, a credit institution may induce the borrower to repay the loan in equal amounts.

Such loans are very beneficial to consumers, especially if a large amount is taken for a long period of time. Practice shows that such "gotchas" can be avoided in two ways. The first way - it is an independent thorough examination of the Bank and the calculation of the payment schedule.

I must say that this borrower will have to spend a decent amount of time, as it will be necessary to examine the methodology of calculation and learn to use it. After that, to calculate the required values, compare them with the values ​​obtained from the analysis of proposals from other banks. When it is no guarantee that the calculations correct? The second way - to use a good loan calculator. The advantages are obvious - comfort, visibility, a clear view of the data, and most importantly error free.

And a lot of features and a nice interface, and most importantly, do not need any knowledge - just a few seconds with a payment schedule that takes into account all the features and conditions of the loan before your eyes. So it is possible to analyze and compare one form more than a dozen proposals for kakih-nibud half an hour and go quietly out the credit, knowing that no one deceive you, and most importantly, knowing the exact amount of payments each month and having the opportunity to plan a budget. Online users good credit calculators that can calculate the payment schedule online, very much. Almost everyone has many additional features.

The question, however, arises...

So, it can be said to live in this area has become easier. The banking system of the United Kingdom (England) The banking system of the United Kingdom - one of the oldest. It is characterized by a high degree of concentration and specialization, a well-developed banking infrastructure, close ties with the international loan market.

On a global financial center - London operates more foreign banks than English. This is primarily American and Japanese banks. The share of foreign currency deposits in UK banks is much higher than in other countries.

The question, however, arises...

British banking system has the widest network of the world's foreign affiliates. Up until 1979, in the UK there was no specific legislation governing banking, never published the official list of banks that do not have the legislative definition of the bank. Control of the central bank for the banks wore informal.

With the adoption of the law on banking activities in 1979, all credit institutions that accept deposits (deposits) are classified by the Bank of England, or as a "recognized banks" or as a "licensed deposit-taking company." Banks do not need a license, but they must be "recognized" by the Bank of England.

The Bank of England recognizes as "bank" credit institution that enjoys an impeccable reputation in the financial community and provides a wide range of banking services or specializing in any category of services. The most significant amounts of credit institutions with the status of the bank - this deposit banks (the London and Scottish clearing banks, banks Northern Ireland), trade, foreign banks, savings banks, discount houses. The banking system of the United Kingdom is a two-level.

At the top level - the central bank, on the ground - the other banks: commercial (deposit) and specialized - trade, foreign banks, savings banks, discount houses. The Central Bank of England (BoE) The Bank of England - Bank of England - was founded by a special act of Parliament. It was created in 1694 with the aim of providing a loan to the king for the war with France as a joint stock company.

It included 1,268 shareholders, the first installment of which was 1200 pounds. Such was the amount of the first loan the Bank of England the British government.

The question, however, arises...

The loan was granted to the king of 8% per annum in the form of bank notes and bills of exchange. Bank of England were allowed to buy and sell gold and silver, to produce bills of exchange, to carry out transactions with commercial bills, make loans secured, including commodity.

Banks are not allowed, however, to provide loans to the king without the sanction of Parliament. In 1946, the Bank of England was nationalized. The share capital of the Bank of England was given the Treasury, and the former holders of the shares received compensation in the form of government bonds. The nationalization law issued close ties between the Government and the Bank, which are historical: the Bank of England acted as banker to the government and to its nationalization.

The Bank of England is working closely with the Treasury.

Уважаемый посетитель, Вы зашли на сайт как незарегистрированный пользователь.
Мы рекомендуем Вам зарегистрироваться либо войти на сайт под своим именем.

Комментарии:

Оставить комментарий
 

Уважаемые вебмастера, Вы
просматриваете тестовую страницу
DataLife Engine.
Текущая версия 10.6.